Affordable Care Act
Do You Need Information on Healthcare enrollment ?
The ACA “OBAMACARE” Health Insurance carriers Open Enrollment period for 2015 coverage is NOW through February 15, 2015. QUOTE AND ENROLL at www.whyinsurenow.com.
Click Here to Enroll
What is the Health Insurance carriers Marketplace?
The Affordable Care Act has many confusing dimensions. Do I qualify for a subsidy? Can I get coverage without a subsidy? What are the essential health benefits? Which "Metal Plan" ( Bronze, Silver, Gold or Platinum or Catastrophic) meets my needs and budget? How do I navigate the Health Insurance carriers Marketplace? What are the differences between deductibles, coinsurance, copayments and maximum out of pocket costs? Is the lowest premium always the best choice? Are my current doctors within the network for the plan I want to choose?
DO YOU QUALIFY FOR COST SHARING REDUCTIONS?
The Marketplace cost-sharing reduction lowers the amount you have to pay for out-of-pocket costs like deductibles, coinsurance, and copayments. These are costs you have to pay when you get care.
This savings is based on your income and family size.
Savings depend on your income.
Health insurance carriers companies offering coverage through the Marketplace must lower the amount you pay out of pocket for essential health benefits if your household income is below the following amounts. Incomes below are based on 2014 numbers. They are likely to be slightly higher in 2015. Amounts are different for each family size, up to 8.)
- Up to $29,175 for Individuals
- Up to $39,325 for a Family of 2
- Up to $49,475 for a Family of 3
- Up to $59,625 for a Family of 4
- Up to $69,775 for a Family of 5
- Up to $79,925 for a Family of 6
There are lots of questions and we are here to help you. There is never a charge for our service and we will asssist you with your plan choices. Once you have decided on a plan, we will guide you through the enrollment process. You will have a dedicated agent for the lifetime of the policy. Our agents are Marketplace Certified and fully licensed in your state of residence and we will actually check your subsidy eligibility and do your enrollment on healthcare.gov with you right away.
John is the absolute best at what he does. He is detailed and customer service oriented an absolute professional. I would recommend him to any and everyone. Thanks John
Quality and level of service and professionalism
I have found John to be extremely helpful and available. His knowledge of the products in the health care market place and beyond gave us a secure peace of mind. I would give agent John Gordon an A+ and then some.
Couldn't ask for more!
I was referred to John Gordon through a friend/business acquaintance. I cannot be happier. In a time of need being introduced to John was a lifesaver! I originally called John for a quote for a corporate account. John was extremely patient and helpful with the quote. While I was on the phone with John I asked him to review my current policy. He found many mistakes with the way my policy was entered with a previous insurance agent. Not only did John save me over 50% with my current policy he signed me up for a much better plan. I cannot express how thorough John was with checking into all options available to me. Once he was aware of my current health problems he set me up with a great plan. I will refer everyone I know to this company. They (John) are wonderful and extremely good at what they do. I highly recommend John Gordon and have already referred him to many people! Thank you John!
I am 100% satisfied with ASM insurance ,with the service and feedback I have been receiving. thank you and keep up the good work.
ASM Insurance is a very professional & friendly business! Would recommend them to everyone!
Very friendly and courteous; professional and knowledgeable in his field.
Quality and Professional
I think the service was quite Professional , they were informative and very detailed. I would have no doubt in recommending this company to any one.
My experience was a great one
High quality, professional and friendly service
Very good service was provided to me. I have called on several occasion because I needed additional help and it was provided to me in a timely and satisfactorily manner. I have recommended them to several friends and will continue to do so.
John is amazing! He works extremely hard to make sure that his customers are satisfied! I love that he pays attention to the smallest details.. He is a Very professional and honest man! I love that there is always an open line of communication and that he takes the time to explain things to me! I highly recommend this company! Their service is second to none!
Integrity, Professionalism, Attention to detail!
Understanding the nuances of the health care policies has proven challenging for me and most of my friends. I contacted ASM Insurance and John assisted me. He was courteous, thorough and explained everything to me so that I was clear on my choices. I would definitely recommend this company.
ASM assisted me with some insurance matters. They were knowledgeable, prompt and attentive to the smallest details. I would definitely recommend them.
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